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How to Accessorize with Jewelry (Without Breaking the Bank)

woman with jewelry

Knowing how to accessorize with jewelry on a budget is a great way to transform simple outfits into something special.

A few well chosen items of jewelry can make all the difference to an outfit. If you look at some of the most stylish women in the world they often have one thing in common. This is their ability to wear a few items of jewelry that complement their style, without detracting from it.

Accessorizing with Jewelry

Accessorizing with jewelry is within the reach of everybody, not just the rich and famous. Low cost and fashion jewelry are readily available and can transform an outfit, even if you are working to a budget. A humble t-shirt and jeans, for instance, can be given an instant make-over by the addition of some well chosen jewelry items. Unusual beads or a chunky bracelet can look great with casual wear and will give the look of a well dressed person without having to spend lots of money. A single outfit can be dressed up or down by the addition of jewelry.


Beads are one of the most versatile forms of jewelry. Not only are they available in a wide range of styles and shapes, they are also available in a myriad of colors. This means that beaded jewelry can be found in colors and styles to match and complement most outfits. Beads can also be low cost. Plastic, acrylic and other materials such as wood, are often used to create low cost beads. These can look very elegant and a long string of beads can transform a plain top.

Beads are also used to create other items such as beaded earrings and beaded bracelets. This can be matched to create a coordinated look or a more eclectic style can be achieved by accessorizing with a selection of different shapes and styles. Beaded jewelry is readily available from jewelry and fashion stores.

Crystal and Rhinestone

Diamonds are one of the most traditional materials used in jewelry making. This is because the sparkle of a natural diamond is unrivaled and adds a special touch to many outfits. If you are wondering how to accessorize with jewelry on a budget then crystal and rhinestone jewelry may be just the thing as they bring the sparkle and glamor but without the cost. These are available in many styles and designs, ranging from crystal encrusted tiaras that are perfect for parties, through to big and bold rhinestone bangles. One or two items of sparking jewelry can create a very glamorous look.

Vintage Jewelry

Vintage jewelry is a great way to accessorize on a budget. While many antique or high quality vintage items can be extremely costly, there are plenty of low cost treasures to be found. Flea markets, yard sales and online auction websites can be great places to find vintage jewelry bargains. These can be a great way to accessorize an outfit and as well as being low cost, have the dual benefit of being highly individual. These pieces are often very unusual and are a great way to add a finishing touch to an outfit.

How to Accessorize with Jewelry on a Budget Tips

Here are a few key tips to help you use jewelry to accessorize an outfit:

  • Less is more - the key to good accessorizing is knowing where to stop. It can be tempting to wear lots of different items of jewelry to dress up an outfit, however it can end up having a detrimental effect.
  • Don't overdo the bling - too much crystal and rhinestone jewelry can detract from an outfit and look too artificial. Just one or two sparkling pieces are all that is required to make a dramatic statement.
  • Pick bold colors - bold colors such as primary colored jewelry can look stunning. Bold colors can brighten up an outfit and look great with both formal and casual wear.

Jewelry can be a great way to get many different looks from a single outfit. Experiment and have fun mixing and matching jewelry to clothes, creating your own unique look.

How to Accessorize with Jewelry (Without Breaking the Bank)